1. Is saving good or bad:
It might be a relatively good thing for individuals to save. According to economist John Maynard Keynes, people save mainly out of the motives of Precaution, Foresight, Calculation, Improvement, Independence, Enterprise, Pride and Avarice.
However, to the whole society, excessive saving, i.e. saving beyond planned investment, might cause serious problem, encouraging recession or even depression in economy.
More Information: More about Saving